by Calculated Risk on 12/26/2025 11:29:00 AM
Today, in the Calculated Risk Real Estate Newsletter: Fannie Mae Multi-Family Delinquency Rate Almost to Housing Bust High
Excerpt:
Fannie and Freddie: Single Family Delinquency Rate Increased in November
Freddie Mac reported that the Single-Family serious delinquency rate in November was 0.58%, up from 0.56% October. Freddie’s rate is up year-over-year from 0.56% in November 2024, however, this is below the pre-pandemic level of 0.60%.
Freddie’s serious delinquency rate peaked in February 2010 at 4.20% following the housing bubble and peaked at 3.17% in August 2020 during the pandemic.
Fannie Mae reported that the Single-Family serious delinquency rate in November was 0.58%, up from 0.54% in October. The serious delinquency rate is up year-over-year from 0.53% in November 2024, however, this is below the pre-pandemic lows of 0.65%.
The Fannie Mae serious delinquency rate peaked in February 2010 at 5.59% following the housing bubble and peaked at 3.32% in August 2020 during the pandemic.
